How local law shapes access
We set these terms for India-facing use, and the way you access or hold an account depends on local law. If a bank rule, wallet rule or local requirement changes how a request must be handled, that requirement comes first. We may update this page when
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law, security checks or payment handling changes, and the live version on the site is the one that applies. When you use UPI, Paytm, PhonePe or Google Pay, the movement still goes through your own payment provider, and any identity check must match the details on
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your account. If a request needs a decision, we look at the law that applies to you rather than a generic template.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.